Effective Date: 11/30/23

Capchair LLC ("we", "us", "our") is dedicated to protecting your privacy and responsibly handling your personal information. This Privacy Policy explains how we collect, use, store, and share your personal information when you use our app or interact with us. By using our services, you agree to the collection and use of information in accordance with this policy.

Information We Collect
To provide and improve our services, we collect necessary information, which may include:
a. Personal Identification Information: Your name, email address, phone number, and date of birth.
b. Financial Information: Investment holdings, transaction history, and other financial data required to provide our services.
c. Device and Usage Information: Device details, IP address, operating system, and information about your usage of our app.
d. Cookies and Similar Technologies: We use these to improve your user experience and analyze app performance.

How We Use Your Information
We responsibly use your personal information for the following purposes:
a. To provide, maintain, and improve our services, including processing transactions and offering customer support.
b. To personalize your experience.
c. To communicate with you about our services, promotions, and updates.
d. To detect, prevent, and address fraud, security, or technical issues.
e. To comply with legal obligations and enforce our terms and conditions of our app.

Sharing Your Information
We share your personal information with third parties only when necessary and under the following circumstances:
a. With your explicit consent or at your direction.
b. With our trusted service providers who help us operate and improve our services, ensuring they adhere to appropriate privacy standards.
c. As required by law or in response to legal processes, evaluating the appropriateness of such disclosure.
d. To protect our rights, property, or safety, or those of our users or the public.

Data Security
We take data security seriously, implementing measures to protect your information. We maintain administrative, technical, and physical safeguards designed to protect your information’s security, confidentiality, and integrity.

Data Retention
We retain your personal information for the time necessary to provide our services and fulfill any legal obligations, retaining aggregated or anonymized data for research and analytics purposes.

Your Rights and Choices
You have rights and choices regarding your personal information, including accessing, updating, or deleting your information, opting out of marketing communications, and controlling or disabling cookies.

Changes to This Privacy Policy
We may update our Privacy Policy periodically. We will notify you of changes by posting the updated policy on this page and updating the "Effective Date."

International Data Transfers
For users originating outside of the United States, your personal information may be transferred, stored, and processed in a country different from your country of residence. We ensure that your data is reasonably protected during international data transfers.

Children
Our services are not intended for use by anyone under the age of 18. We do not knowingly collect personal information from children and will remove such information upon discovery.

Third-Party Websites and Services
Our app may contain links to third-party websites and services. We have no control over and assume no responsibility for their content, privacy policies, or practices. We encourage you to review the privacy policy of every website you visit.

Contact Us
If you have questions or concerns about this Privacy Policy or your privacy, please contact us at privacy@capchair.com.